TX → IL · Lone Star to Second City

Moving from Texas to Illinois?

Dallas to Chicago, Austin to Evanston — Texans heading north for Chicago's corporate density and cultural amenities.

  • 1,000 mi Distance
  • 15 hr Drive time
  • 94 → 97 Cost of living
The Story

The Texas-to-Illinois move is less common than the reverse (IL-to-TX), but happens for specific career reasons — Chicago's finance sector (CME, CBOE), JPMorgan Chase (major Chicago operations), Boeing corporate HQ, and Northwestern University draw TX talent. Both states have major airline hubs (DFW and O'Hare).

Why This Move

Why people move from Texas to Illinois.

  • Chicago finance sector — CME, CBOE, trading
  • JPMorgan Chase and major corporate HQs
  • Boeing Chicago corporate headquarters
  • Northwestern University and UChicago
  • Cultural amenities — museums, theater, dining
  • Cosmopolitan urban feel vs TX suburban sprawl
Cost Comparison

The money side of TX → IL.

Texas

  • Median home price$345,000
  • Income taxNone
  • Sales tax6.25% + local up to 8.25%
  • Cost index94

Illinois

  • Median home price$275,000
  • Income tax4.95% flat
  • Sales tax6.25% + local up to 11%
  • Cost index97
Popular City Pairings

Where Texas residents usually land in Illinois.

Common origin-to-destination city pairs along this route.

Driving Routes

How to drive Texas to Illinois.

  • I-35 + I-55 North

    Primary Dallas-Chicago: I-35 north briefly, I-44 northeast to St. Louis, I-55 north to Chicago. 925 miles, 14 hours.

  • I-45 + I-35 + I-44 + I-55

    Houston-Chicago: I-45 north to Dallas, then I-35 + I-55 north. 1,085 miles, 16 hours.

  • I-35 + I-55 North

    Austin-Chicago: I-35 north to Dallas, I-55 north. 1,120 miles, 17 hours.

What To Know

Planning your TX → IL move.

  • IL has 4.95% flat income tax — new burden from TX's none
  • IL property tax 2.07% vs TX's 1.6% — increase
  • IL median home price 20% lower than TX (home cost advantage)
  • Chicago winters brutal (lake-effect snow, wind chill)
  • 15-hour drive makes TX family visits fly common
  • Illinois fiscal challenges ongoing
Common Questions

Moving from Texas to Illinois: FAQ.

Why leave TX's zero income tax for IL's 4.95%?

Career-specific. Chicago finance (CME, CBOE) pays $150-300K senior traders; Boeing HQ corporate $130-250K. Salary bump typically $40-80K over TX equivalents covers IL tax ($7,425 on $150K). Cultural amenities genuinely better in Chicago. Career-driven move.

Are Chicago winters survivable after TX?

Major adjustment. Chicago -10°F to 30°F for 4 months, 35-50 inches snow. Lake-effect snow intense. Texas transplants struggle first winter. Heating $250-400/month Dec-Feb. Snow driving skills required. Those with Midwest backgrounds adapt faster; true Texans often find it brutal.

IL property tax shocking after TX?

Actually similar or lower. IL 2.07% effective vs TX 1.6%. But IL median home $275K vs TX $345K — $70K lower starting point. Net property tax on equivalent homes roughly similar. Not the big shock people expect. IL's bigger issue is perceived fiscal instability, not current tax rate.

Moving TX → IL?

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